Does Medibank travel insurance cover pre existing conditions is yes, with conditions and automatic coverage for some and assessment for others. Medibank travel insurance, officially Medibank Travel Insurance, offered by Medibank Private Limited, headquartered Melbourne, Australia, at 720 Bourke Street, Docklands, Victoria 3008, Australia, founded 1976 as government health insurer, now private health insurer listed on ASX, offering travel insurance underwritten by Zurich Australian Insurance Limited, at 118 Mount Street, North Sydney, NSW, offers travel insurance with coverage for pre existing conditions including automatically covered pre existing conditions with no extra premium and no assessment needed for conditions that are stable and meet criteria, and other pre existing conditions that require medical screening and may be covered with extra premium or excluded depending on assessment. Automatically covered pre existing conditions by Medibank travel insurance include conditions like acne, allergies limited to rhinitis and anaphylaxis, asthma if no attack requiring hospital in last 12 months, cataracts, diabetes type 2 with no complications if stable, high blood pressure if stable, and others listed in Product Disclosure Statement, with over 30 conditions automatically covered if you meet stability criteria like no hospitalization in last 12 months and no medication change in last 90 days. For other pre existing conditions not automatically covered, you need to complete medical screening online with questions about condition, treatment, and stability, with insurer deciding to cover with extra premium, exclude condition, or decline cover. So Medibank travel insurance does cover pre existing conditions, with many automatically covered if stable, and others requiring screening for possible coverage with extra premium.
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