Financial regulatory institutions and the Financial Stability Board (FSB) designate the world's most systemic financial institutions as global systemically important banks (G-SIBs), colloquially referred to as institutions that are too big to fail due to the catastrophic ripple effects their collapse would trigger across the global economy. The top ten prominent banking giants typically occupying the highest risk-weighted buckets include American mega-banks such as JPMorgan Chase, Bank of America, Citigroup, and Wells Fargo, alongside major European and Asian institutions like HSBC, BNP Paribas, Mitsubishi UFJ Financial Group (MUFG), Barclays, Deutsche Bank, and UBS. These massive financial conglomerates hold trillions of dollars in assets, maintain complex cross-border derivative portfolios, and provide essential liquidity to international trade markets, prompting governments and central banks to implement rigorous capital buffers and stress tests to prevent systemic failure.