Should I be pulling money out of the stock market?

Written by Editorial Team | Last Updated: August 2026

Pulling your money out of the stock market out of fear or in an attempt to time market fluctuations is historically one of the most detrimental mistakes an investor can make. Market downturns, corrections, and periods of high volatility are normal parts of economic cycles, and selling during a dip usually locks in temporary losses and causes you to miss the subsequent market recovery. Professional financial advisors universally recommend maintaining a disciplined, long-term perspective, ensuring your asset allocation matches your personal risk tolerance, and keeping a separate emergency fund of cash to cover living expenses so you never feel forced to liquidate investments during a downturn.

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