Is SWIFT code per bank or per branch?

Written by Editorial Team | Last Updated: August 2026

SWIFT codes can represent either an entire banking institution or a specific individual branch depending on the length and formatting of the code. An 8-character SWIFT code typically designates the primary bank headquarters or main country office, whereas an 11-character code includes a specific 3-character suffix that isolates an individual branch location within the banking network.

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A CIB SWIFT code—often associated with the Commercial International Bank or similar major financial institutions globally—is a unique 8 or 11-character alphanumeric bank identifier code used to route international wire transfers and cross-border fina...