Is Stride Bank Oklahoma the same as Chime?

Written by Editorial Team | Last Updated: August 2026

Stride Bank, N.A., which is headquartered in Oklahoma, is not the exact same corporate entity as Chime, though they maintain a deeply integrated operational partnership. Stride Bank functions as an independent, FDIC-insured financial institution that provides the underlying banking infrastructure, holds user deposits, and issues cards. Chime is a financial technology company that markets the user-facing application, utilizing partner banks like Stride to deliver banking services.

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