Is ServisFirst Bank a credit union?

Written by Editorial Team | Last Updated: August 2026

ServisFirst Bank operates as a full-service commercial bank rather than a member-owned credit union, holding a formal state banking charter and federal deposit insurance. It provides traditional retail banking, commercial loans, treasury management, and private banking services tailored for businesses and individuals. Unlike credit unions, which operate as non-profit cooperatives owned exclusively by their depositing members, ServisFirst functions as a for-profit publicly traded corporation governed by standard commercial banking regulations.

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