Is my money safe in Fidelity?
Cash and core investment positions held within Fidelity Investments are well-protected through a combination of federal regulatory compliance, private insurance policies, and membership in investor protection organizations. Cash balances swept into partner banks or core money market accounts are often covered by Federal Deposit Insurance Corporation limits up to standard statutory thresholds, while brokerage assets are safeguarded by the Securities Investor Protection Corporation against brokerage firm insolvency. Although standard investment products like stocks, mutual funds, and exchange-traded funds are subject to normal market fluctuations and are not federally insured against capital loss, the firm's robust operational security and asset custody practices ensure high structural reliability.
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