How much capital gains do you have to pay on $100,000?
Calculating capital gains tax on a $100,000 profit requires evaluating your tax filing status, total annual taxable income, and the holding period of the sold asset. If the asset was held for one year or less, the $100,000 is taxed as short-term capital gain at ordinary income tax rates, matching your standard federal income bracket. If the asset was held for longer than one year, it qualifies for long-term capital gains rates of 0 percent, 15 percent, or 20 percent. For many middle-to-upper-income filers, the 15 percent long-term rate applies, resulting in a $15,000 federal tax obligation, though higher earners might face the 20 percent rate plus an additional 3.8 percent net investment income tax.
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