Is JCB a debit or a credit card?
JCB functions primarily as a major international credit card brand originating from Japan, though the network also issues debit cards and prepaid payment options in cooperation with various regional financial institutions. Cardholders can use JCB branded plastic for everyday retail purchases, online checkouts, and ATM cash withdrawals globally wherever the network is accepted. It operates similarly to other worldwide payment processing networks like Visa or Mastercard.
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