Coastal Community Bank acts as a key issuing bank and financial partner providing banking services behind certain digital financial products and fintech offerings associated with Walmart's financial services ecosystem, such as the ONE platform. While Walmart collaborates with financial technology companies to offer consumer spending, rewards, and banking features, the underlying regulated banking services, deposit accounts, and debit card issuances are legally backed by institutional partners like Coastal Community Bank, Member FDIC. This partnership bridges major retail customer reach with regulated banking infrastructure to deliver modern digital financial experiences.