Citizens Bank is fundamentally an American bank with deep historical roots originating in the United States. Established originally in the early nineteenth century in Providence, Rhode Island, the institution has grown over nearly two centuries to become a prominent fixture of the American financial system. While it was previously owned for a period by the Royal Bank of Scotland Group—during which foreign corporate branding and ties were visible—Citizens Financial Group completed a full initial public offering and subsequent share divestments, making it a completely independent, publicly traded company on the New York Stock Exchange. Today, its headquarters remain located in the United States, and its entire operational focus, regulatory compliance framework, customer base, and market activities are centered squarely on American retail and commercial banking.