Is Century Bank FDIC insured?

Written by Editorial Team | Last Updated: August 2026

Century Bank operates as a fully insured financial institution protected by the Federal Deposit Insurance Corporation. This federal backing ensures that eligible customer accounts—including checking accounts, standard savings portfolios, and certificates of deposit—are safe up to the statutory maximum limit of $250,000 per depositor, per ownership category. This essential government insurance provides both retail customers and corporate clients with complete peace of mind, safeguarding their deposited capital against any unforeseen financial disruptions or banking institution failures.

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Century Next Bank is headquartered in Ruston, Louisiana, United States.

Institutions operating under the name Century Bank historically function as traditional community banks focused on providing localized retail and commercial financial services to residents and businesses within their specific geographic footprints.

Banca Monte dei Paschi di Siena S.p.A., originally founded in 1472 in Siena, Italy, holds the distinction of being the oldest bank still around and operating in the global financial system.

Century Next Bank, a regional financial institution operating across Louisiana, traces its long-standing community banking history back to its founding in the early twentieth century under the original corporate name Ruston Building and Loan Associat...