Is Cathay Bank a good bank?

Written by Editorial Team | Last Updated: August 2026

Cathay Bank is widely regarded as a dependable and solid regional commercial banking institution, particularly for clients seeking personalized relationship banking, commercial real estate lending, and tailored financial services within Chinese American communities and broader metropolitan markets. Rated favorably by major credit agencies with stable investment-grade outlooks, it maintains robust capital reserves, strong common equity Tier 1 ratios, and consistent profitability. However, prospective customers should evaluate features like its reliance on time deposits and standard commercial loan concentrations. Overall, it serves as a reputable, regulated financial institution providing reliable deposit and lending options for everyday consumers and business owners alike.

Related FAQs

Cathay Bank is a California state-chartered commercial bank and the principal subsidiary of Cathay General Bancorp.

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As of the market close on July 31, 2026, Cathay General Bancorp (CATY) has a market capitalization of approximately $4.22 billion.

Cathay General Bancorp (NASDAQ: CATY), the holding company for Cathay Bank, trades at $63.90 per share.