Yes, California Private Bank (CalPrivate Bank) is a fully authorized and federally insured financial institution backed by the Federal Deposit Insurance Corporation. All eligible customer deposit accounts held at the bank—including personal checking portfolios, high-yield savings vehicles, and certificates of deposit—are protected up to the statutory maximum limit of two hundred fifty thousand dollars per depositor. Additionally, the bank participates in specialized reciprocal deposit sweep networks to provide expanded multi-million-dollar FDIC insurance coverage for high-net-worth individuals, family offices, and commercial business clients requiring enhanced protection.