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How much would it cost to replace the entire contents of your home?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
Learn How much would it cost to replace the entire contents of your home and explore helpful information, explanations, and solutions.


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Answered Oct 13, 2026
How much it would cost to replace entire contents of your home in Australia depends on size, but average is $80K to $150K for 3-bedroom house, $100K to $200K for 4-bedroom, based on replacement cost new for old at retail prices. Breakdown for average 3-bed house includes lounge furniture sofa $3K to $5K, TV $1K to $3K, coffee table $500, rug $500, entertainment unit $1K, total $8K to $15K, dining table and chairs $3K to $6K, kitchen fridge $1.5K to $3K, dishwasher $800 to $1.5K, oven $1K, small appliances $1K, total $6K to $12K, 3 bedrooms beds $1.5K each $4.5K, mattresses $1K each $3K, wardrobes $1K each $3K, bedding $500 each $1.5K, total $15K to $25K, clothing $15K to $25K for family of 4, including $200 per outfit, electronics computers $2K each, phones $1K each, tablets $500, total $8K to $15K, laundry washing machine $800, dryer $800, tools and garage $3K to $5K, jewellery $5K to $15K, miscellaneous $10K. So total $80K to $150K for 3-bed, with many people underestimating by 30% and only insuring $50K. For 4-bed with more furniture and kids toys, $120K to $200K. So to replace entire contents, cost $80K to $200K depending on size and quality, and you should use contents calculator and keep receipts.
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