Car insurance costs in New Zealand vary widely depending on the level of coverage, vehicle value, your age, and your driving history, but average comprehensive policies typically range from 800 to 1,500 New Zealand dollars annually. Because private vehicle insurance is entirely optional in New Zealand, drivers can choose basic third-party property damage coverage, which is considerably cheaper (often 300 to 600 dollars per year). Additionally, all motorists pay a mandatory Accident Compensation Corporation levy included within vehicle licensing fees.
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