How much health insurance costs for Australia depends on whether you are resident or visitor. For Australian residents, private health insurance for single costs $100 to $250 per month for hospital plus extras, $200 to $400 for couple, $300 to $700 for family, with government rebate reducing cost by 24% to 33% depending on income, and Lifetime Health Cover loading adding 2% per year after 31 if no hospital cover. For example, basic hospital $100 to $150 per month single, Bronze $150 to $200, Silver $200 to $300, Gold $250 to $400 single with $500 excess, family Gold $450 to $750. For tourists and temporary visa holders, Overseas Visitor Health Cover OVHC costs $40 to $150 per month single, $100 to $300 couple, $150 to $400 family, with budget $40 to $70 covering emergency hospital and ambulance, mid $70 to $120 covering GP and prescriptions, comprehensive $120 to $180 covering full hospital, GP, ambulance and repatriation. For international students, OSHC $50 to $80 per month single. For working holiday, $50 to $100 per month. For example, Bupa Visitors Cover $70 to $150 single, Allianz $60 to $140. So health insurance for Australia is $100 to $250 per month single for residents private health, and $40 to $150 per month single for visitors OVHC, with higher for families.
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