How much Australians pay out of pocket for healthcare is about $1,500 to $2,000 per person per year on average, according to Australian Institute of Health and Welfare, which is about 15% to 17% of total health spending, lower than US $1,200 but with universal coverage. Breakdown includes GP gap fees $30 to $80 per visit if not bulk billed, specialist gap $100 to $300 per visit, as specialists rarely bulk bill, with average specialist gap $150. Dental costs $200 to $500 per year out of pocket as dental not covered by Medicare except for children and concession. Prescriptions under PBS cost $31.60 general and $7.70 concession per script, with safety net $1,647 general. Private health insurance premiums $100 to $250 per month single plus excess $500, but rebates reduce. Average out of pocket for GP $40, specialist $90, with 30% of people reporting $500+ out of pocket per year for GP and specialist. For hospital, public hospital free, private hospital excess $500 plus gap $200 to $1,000 for doctor fees. Overall, Australians pay $1,500 to $2,000 out of pocket per year, with 20% paying $0 due to bulk billing and concession, and 10% paying $5,000+ due to chronic conditions and private hospital. Compared to US where average out of pocket $1,200 plus $7,000 premium, Australia lower.
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