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How much does medical insurance cost in Australia?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
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Answered Oct 13, 2026
How much medical insurance costs in Australia depends on whether you mean private health insurance for residents or Overseas Visitor Health Cover for tourists. For Australian residents, private health insurance for single person costs $100 to $250 per month for hospital plus extras, for couple $200 to $400, for family $300 to $700 per month depending on tier. Basic hospital $100 to $150 per month, Bronze $150 to $200, Silver $200 to $300, Gold $250 to $400 for single, with $500 to $750 excess. Extras alone $50 to $100 per month. Government rebate reduces cost by 24% to 33% depending on income, and Lifetime Health Cover loading adds 2% per year after 31 if no hospital cover. For tourists, Overseas Visitor Health Cover OVHC costs $40 to $150 per month for single, $100 to $300 for couple, $150 to $400 for family, with budget $40 to $70 covering emergency hospital and ambulance, mid $70 to $120 covering GP and prescriptions, comprehensive $120 to $180 covering full hospital, GP, ambulance and repatriation. For example, Bupa Visitors Cover $70 to $150 per month single, Allianz $60 to $140. For international students, OSHC costs $50 to $80 per month single. Medical insurance for expats global $100 to $300 per month. So resident private health $100 to $250 single, tourist OVHC $40 to $150 single, with higher for families and seniors.
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