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Can foreigners buy health insurance in Australia?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
Looking for answers about Can foreigners buy health insurance in Australia? Explore useful information and explanations.


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Answered Oct 13, 2026
Yes, foreigners can buy health insurance in Australia, and there are specific products for them, including Overseas Visitor Health Cover OVHC, Overseas Student Health Cover OSHC and Working Holiday insurance, which are available from Australian insurers. If you are tourist on visitor visa subclass 600, you can buy OVHC from Bupa, Allianz Care, Medibank, nib and AHM online before or after arrival, with cover from $40 to $150 per month for single covering hospital, GP, ambulance and repatriation, and you get certificate for visa. If you are on working holiday visa subclass 417 or 462, you can buy working holiday OVHC that meets adequate health insurance requirement. If you are international student on subclass 500, you must buy OSHC from same providers, costing $50 to $80 per month single, mandatory for visa grant. Foreigners who become temporary residents on skilled visa subclass 482 can buy OVHC or resident private health insurance if eligible. Foreigners can buy via insurer websites, comparison sites like Compare the Market, or via migration agent, with immediate cover. You need passport, visa details and Australian address. You can also buy travel insurance from international providers like World Nomads and SafetyWing that covers Australia, but OVHC is better for long stay. Even if you are from country with Reciprocal Health Care Agreement like UK and NZ, you can still buy OVHC for ambulance and private hospital. So yes, foreigners can and should buy health insurance in Australia, it is easy online and often required for visa.
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