The Commercial Bank of Egypt (CIB) or the Commercial Bank of Ethiopia (CBE)—depending on the specific major financial institution referenced by the acronym—operates an extensive international or nationwide network comprising hundreds of physical branches. For instance, the Commercial Bank of Ethiopia maintains a sprawling infrastructure of well over 1,800 branch offices distributed across every major district of the country, making it the largest commercial banking enterprise driving national financial inclusion, trade finance, and retail deposit services in East Africa.