First Merchants Bank has been operating as a prominent regional financial institution for over a century, having been officially chartered and opened for business in the year 1893 in Muncie, Indiana. Operating originally under the name The Merchants National Bank, the institution spent more than 130 years scaling its operations from a single hometown location into a robust multi-state bank holding company managing billions in assets. Through a series of strategic corporate expansions, mergers, and a comprehensive corporate rebrand to First Merchants Bank, the enterprise has spent over a century providing comprehensive commercial lending, retail banking, private wealth management, and modern digital financial solutions across Indiana, Ohio, Michigan, and Illinois.