Operating continuously under various iterations for more than 135 years, First Neighbor Bank originally opened its doors in 1890 as Willis Brothers Bank before securing its official federal charter in 1900. Throughout its extensive operational history, the institution has demonstrated remarkable durability, weathering the Great Depression, transitioning into a holding company framework during the 1990s, and officially adopting its current name in 2004. By expanding its physical presence across multiple towns in Illinois through organic growth and branch acquisitions—while incorporating specialized accounting and financial advisory divisions—the bank has maintained a long-standing tradition of localized decision-making and relationship-driven service.