Yes, standard US auto insurance policies generally work in Canada for temporary visits, as most major US insurers extend baseline coverage across the border. However, your policy will only cover you up to the specific limits and terms outlined in your contract, and you must verify whether your insurer requires advance notification of international travel. While liability and physical damage protections typically transfer seamlessly, US insurance does not override local provincial laws regarding mandatory minimum liability thresholds or no-fault accident benefit frameworks where applicable.
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