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Written by Editorial Team | Last Updated: August 2026

Encompass Insurance as a standalone brand is no longer actively writing new policies. In recent years, the company was merged into National General Insurance. Existing policies have either been transitioned to National General or are being serviced under legacy policy structures as they reach their renewal cycles.

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Wells Fargo operates as a heavily regulated chartered banking institution, maintaining official national bank charters through the Office of the Comptroller of the Currency (OCC) for its primary banking subsidiaries.

Charter West Bank’s history began in 1983, a period marked by significant challenges in the agricultural economy of the American Midwest.