Can you transfer No Claim Bonus to another car in Australia and UK, yes you can transfer no claims bonus from one car to another car if you replace car, with bonus valid for 2 years without insurance and transferable to new car same driver, but you cannot use same bonus on two cars simultaneously, with second car needing separate bonus or mirrored introductory discount 20% to 30%. No Claim Bonus, also called No Claims Discount NCD, is attached to driver and policy, not car, with 1 to 6+ years no claims giving 20% to 60% discount saving $160 to $900 per year on comprehensive $800 to $1,500, transferable if you sell old car and buy new car within 2 years without insurance break, bonus valid 2 years without insurance, with some insurers allowing 3 years, so you can transfer 5 years 50% discount from old car $20K to new car $30K, paying $500 premium for new car with 50% discount versus $1,000 without bonus. For example, you have car A with 5 years no claims 50% discount $500 premium, you sell car A and buy car B within 1 month, you transfer 5 years bonus to car B, insurer like NRMA, Allianz, Budget Direct allows transfer with renewal notice proof from previous insurer showing 5 years no claims, car B premium $600 with 50% discount. You cannot transfer same bonus to two cars at same time to get 50% discount on both cars $500 each, as bonus is per driver per policy, using same bonus on two cars is fraud with claim denied $10K to $50K and policy void, though some insurers offer mirrored bonus 20% to 40% discount for second car if you have 5+ years on first car. So you can transfer No Claim Bonus to another car if you replace car within 2 years, bonus valid 2 years without insurance, but cannot use same bonus on two cars simultaneously, second car needs separate bonus or mirrored 20% to 30% introductory discount.
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