Can you keep no claims bonus as named driver in Australia and UK, generally no you cannot keep no claims bonus as named driver, as no claims bonus is earned by policyholder main driver only, not named driver, with named driver not earning no claims bonus discount 20% to 60% saving $160 to $900 per year, though some UK insurers offer named driver no claims bonus that can be transferred to own policy with proof. No claims bonus, also called no claims discount NCD, is discount for claim-free years 20% for 1 year, 30% for 2 years, 40% for 3 years, 50% for 5 years, 60% for 6+ years, earned by policyholder main driver only, not named driver additional driver, so if you are named driver on someone else's policy for 5 years claim-free, you do not earn no claims bonus 50% discount $500 saving on $1,000 base premium, as bonus belongs to policyholder, not named driver. For example, you are named driver on spouse policy for 5 years claim-free, you have 0 years no claims as named driver, if you buy own car, you start at 0 years 0% discount $1,000 premium versus $500 with 5 years bonus. Some UK insurers like Aviva, Direct Line, Admiral offer named driver no claims bonus, where named driver can earn bonus 20% to 40% after 1 to 2 years claim-free as named driver, and transfer to own policy with proof of no claims letter from previous insurer showing named driver years and no claims, giving introductory discount 20% to 30% $200 to $300 saving on $1,000 premium. In Australia, named driver bonus less common, with most insurers like NRMA, Allianz, Budget Direct not offering named driver NCD, only policyholder earns bonus, though some may offer loyalty discount 10% for named driver history. So you cannot keep no claims bonus as named driver generally, bonus belongs to policyholder main driver, not named driver, with some UK insurers offering named driver bonus transferable with proof, but in Australia generally not, you start at 0 years as named driver.
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