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Can I insure a US car in Canada?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
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Answered Oct 13, 2026
Insuring a United States-registered vehicle directly with a Canadian insurance company is generally not permissible if the vehicle remains registered and plated in the U.S., because Canadian auto insurers require vehicles to be provincially registered and inspected to issue local policies. If you are temporarily visiting or driving across the border, your existing U.S. auto insurance policy automatically provides temporary cross-border coverage. However, if you are moving to Canada permanently and importing your U.S. car, you must complete federal and provincial safety compliance modifications, register the vehicle locally, and then obtain a standard Canadian auto insurance policy.
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