Are Kemper and Progressive the same?
Yes, Kensington Mortgages is a prominent specialist lender in the UK widely recognized for accommodating borrowers with complex financial profiles or adverse credit histories. Unlike high-street retail banks that rely heavily on rigid automated scoring models and pristine credit reports, Kensington evaluates mortgage applications manually, taking a holistic view of an applicant's financial circumstances. They cater specifically to self-employed individuals, contractors, and borrowers with past credit blips, CCJs, or defaults, provided they can demonstrate current affordability and stable income streams.
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