Why was Dudley so spoiled?

Anchor Bank 11 Bank of Marion 4 Bank of Montana 5 Bank of Western Oklahoma 14 Brunswick State Bank 8 Chester National Bank 4 Community First National Bank 1 CONWAY National Association National Bank 12 FARMERS Bank 6 FIRST FINANCIAL Bank 10 HERITAGE Bank OF CMRC 10 Home Bank of California 7 LAKE RIDGE Bank 15 Liberty Bank Minnesota 10 LYONS National Association National Bank 4 Mound City Bank 6 PLUMAS Bank 8 Redemption Bank 13 SOFI Bank National Association 27 Watkins Savings Bank 1