If Oportun is debiting your account for an automatic payment, it is typically because you enrolled in their recurring auto-pay program when setting up your loan or savings agreement. Auto-pay schedules are designed to deduct your agreed installment amount on specific due dates to prevent missed deadlines and late fees. If you notice unexpected charges, it may stem from a scheduled bi-weekly or monthly payment installment matching your contract terms, or separate automated transfers designated for savings tools.