Why do people use Chime instead of a bank?

AMERICAN Bank&TR CO 4 Anna-Jonesboro National Bank 13 Bank of Louisiana 2 Bank of Wisconsin Dells 16 CENTRAL B&TC 8 COMMUNITY State Bank 6 FIRST National Association B&TC 19 First National Bank of Fleming 10 First National Bank of McIntosh 3 First National Bank of River Falls 2 Flint Hills Bank 11 GNB Bank 19 Grinnell State Bank 11 MAIN State Bank CORP 3 Maries County Bank 10 NATIONAL EXCHANGE B&T 6 PEACH ST B&TC 1 RENASANT Bank 16 Sibley State Bank 3 SOFI Bank National Association 27