Aviva home insurance policies are underwritten directly by core underwriting subsidiaries within the group, primarily Aviva Insurance Limited. As an authorized UK insurer regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA), Aviva manages its own risk capitalization, regulatory compliance, and reinsurance backing internally without relying on external third-party underwriters for its primary consumer property portfolios.
1 votes
Marked as accepted