Economic studies and data analyses regarding wealth distribution in the United States frequently highlight that the vast majority of corporate equity value—often cited around the top 10 percent of households owning over 90 percent of total stock market wealth—is concentrated primarily among wealthy individuals, institutional investment managers, pension funds, and top-tier earners. Wealth accumulation metrics emphasize that while retail investing has expanded through retirement accounts, high-net-worth households retain a massive share of total market capitalization.