Kuwait's private wealth is heavily concentrated among several historic, highly influential merchant dynasties and business conglomerates. Prominent family lineages include the Al-Kharafi family (leaders in international construction, engineering, and retail franchising), the Alghanim family (dominant in automotive, industrial engineering, and consumer goods), along with the Bahah, Al-Bahar, and Al-Sager families, who historically built fortunes spanning banking, real estate, and global trade.