Travelers should generally avoid ultra-cheap, unbranded online travel insurance policies that feature extremely low medical expense limits (under $50,000), excessive hidden deductibles, rigid pre-existing medical condition exclusions, and poor consumer ratings for claims payouts. Furthermore, insurers that lack 24/7 emergency assistance desks or transparent Product Disclosure Statements (PDS) should be avoided to prevent facing catastrophic out-of-pocket costs during a medical crisis abroad.
1 votes
Marked as accepted