Which jewellery insurance company is best in Canada in 2024-2025 is Jewelers Mutual, GemShield and Peacock, with specialist jewellery insurance, according to insurance comparison sites. For standalone jewellery and engagement ring insurance, Jewelers Mutual Canada rated best with 4.7 stars from 2,000+ reviews, offering worldwide cover, $0 excess, same day replacement and covering theft, loss, accidental damage and mysterious disappearance, costing 1.5% to 2.5% of value, so $10K CAD ring $150 to $250 per year, with valuation certificate required. GemShield Canada rated 4.5 stars, similar cover with $0 excess and repair via jeweller network, cheapest at 1.2% to 2% of value. For home insurance specified jewellery, Aviva, Intact and TD Insurance rated best with 4.3 stars, covering jewellery as specified portable with $100 to $500 excess, costing $100 to $250 per year for $10K ring as part of home policy $800 to $1,200. Peacock Jewellery Insurance in Canada offers standalone with $0 excess and worldwide. So best jewellery insurance company in Canada is Jewelers Mutual for specialist standalone with $0 excess and worldwide cover, GemShield for cheapest, and Aviva and Intact for home contents specified if you want bundle, all requiring valuation certificate $50 to $100 and covering theft, loss and damage.
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