Which insurance company is best in USA depends on insurance type, with different companies excelling in different lines, but top rated based on customer satisfaction and financial strength includes several. Best insurance company in USA as of 2024 based on J.D. Power, AM Best, and Consumer Reports includes for auto insurance: USAA, headquartered San Antonio, Texas, USA, founded 1922 for military, consistently rated best for customer satisfaction around 900 out of 1000 points and low complaint ratio, available to military members and families, and Amica Mutual, headquartered Lincoln, Rhode Island, USA, founded 1907, rated highly for satisfaction around 880 points, and for home insurance: Amica Mutual and USAA also top rated for home with satisfaction around 850 points, and for life insurance: Northwestern Mutual, headquartered Milwaukee, Wisconsin, USA, founded 1857, rated best for financial strength with A++ rating and high customer satisfaction, and for health insurance: Kaiser Permanente, headquartered Oakland, California, USA, rated best for HMO with high satisfaction. Overall best insurance company in USA often considered USAA for those eligible due to top ratings for auto and home with 4.8 stars and low complaints, with State Farm being largest by market share but average satisfaction around 800 points, and Berkshire Hathaway's GEICO also large but average satisfaction. So best insurance company in USA is USAA for military community for auto and home with top satisfaction, Amica Mutual for general public for auto and home, and Northwestern Mutual for life insurance with A++ rating, depending on insurance type and eligibility.
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