Travel insurance policies that allow you to cancel your trip for any reason require a specialized optional endorsement known as Cancel For Any Reason (CFAR) coverage. Leading travel insurers offering CFAR add-ons include companies like Allianz Global Assistance, Travelex, and iTravelInsured. To qualify for CFAR benefits, you must purchase the policy within 14 to 21 days of your initial trip deposit and cancel at least 48 hours before departure, netting a 50% to 75% cash refund.
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