Kingstone Insurance Company (KICO) is licensed as an admitted property and casualty carrier across multiple northeastern and mid-Atlantic states, including New York, New Jersey, Rhode Island, Massachusetts, Pennsylvania, Connecticut, Maine, and New Hampshire. The company actively underwrites and distributes its personal lines, homeowners suites, and commercial property policies primarily across key core regional markets such as New York, New Jersey, Rhode Island, Massachusetts, and Connecticut through independent retail and wholesale agents.