The typical premium for cyber insurance varies extensively depending on the size of the business, industry risk exposure, annual revenue, and the volume of sensitive data handled. For small businesses and early-stage startups, annual premiums generally range from 1,000 to 2,500 dollars, with basic policies starting around 400 to 1,500 dollars per year for lower risk profiles. In contrast, larger middle-market enterprises or firms operating in high-risk sectors like healthcare, fintech, and e-commerce face annual premiums scaling from 5,000 to over 50,000 dollars based on their specific coverage limits and security controls.
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