The typical cost of basic commercial general liability insurance for a small Canadian business ranges from 400 to 900 dollars per year for low-risk operations like consultants or online retailers. For more comprehensive packages that bundle commercial property, business interruption, and equipment coverage, annual premiums commonly fall between 750 and 3,500 dollars. High-risk industries, such as commercial construction, roofing, or restaurants handling liquor, face higher annual premiums due to elevated liability exposure and property value requirements.
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