The foundation of standard commercial insurance coverage for small to mid-sized enterprises is typically bundled as a Business Owner's Policy (BOP). A standard BOP seamlessly integrates three core protections: Commercial General Liability (protecting against third-party injuries and property damage), Commercial Property Insurance (covering physical buildings, equipment, and inventory against fire or storms), and Business Interruption Insurance (replacing lost net income if your physical location is forced to temporarily close due to covered disasters).
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