What is cheapest OSHC Overseas Student Health Cover in Australia in 2025-2026 is nib OSHC $500 per year single $40 to $70 per month and AHM $500 per year single cheapest $500 to $800 single, with nib and AHM cheapest $500 per year for $1M hospital cover, followed by Bupa $550, Allianz Care $600 and Medibank $650, according to Canstar and Finder comparison. Cheapest OSHC for single student 12 months is nib OSHC $500 per year $42 per month with 4.5 stars, covering $1M hospital including emergency $500 to $3,000 per night, surgery $2K to $10K, GP $50 to $80 consultation with MBS rebate $40, ambulance $500 to $1,000 and prescription $50 to $200 up to $1,000 per year, with $0 excess and app claims 5 days, and AHM OSHC $500 per year $42 per month 4.4 stars with Bupa network covering $1M hospital and $40 GP rebate. Bupa $550 per year $46 per month 4.6 stars best overall, Allianz Care $600 per year $50 per month 4.5 stars and Medibank $650 per year $54 per month 4.3 stars. For couple cheapest nib $2,000 per year $167 per month and AHM $2,000, family cheapest nib $3,000 per year $250 per month and AHM $3,000, versus average $2,000 to $3,500 couple and $3,000 to $6,000 family. For example, single student 2 year course OSHC nib $500 x 2 = $1,000 total cheapest versus Bupa $550 x 2 = $1,100 saving $100. So cheapest OSHC in Australia is nib $500 per year single and AHM $500 per year single cheapest $500 to $800 single, with $1M hospital cover and $40 GP rebate, followed by Bupa $550, Allianz $600 and Medibank $650, with couple cheapest nib $2,000 and family $3,000, with OSHC required for student visa 500 duration 2 to 4 years $1,000 to $3,200 total cheapest nib and AHM $500 per year.
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