What is the best travel insurance in Australia for travel to Europe in 2025-2026 depends on what you value, but top rated by Canstar, Finder and ProductReview include Cover-More, Allianz, World Nomads, Southern Cross Travel Insurance SCTI and 1Cover. For best overall comprehensive cover for Europe, Cover-More International Comprehensive is often rated best, offering unlimited medical cover including $20M+ medical and hospital, $10M personal liability, $20,000 cancellation, $15,000 baggage and 24/7 emergency assistance, with COVID-19 cover and ski cover option, costing $150 to $400 for 2-week Europe trip depending on age. For best value, 1Cover and Southern Cross Travel Insurance offer good comprehensive cover from $100 to $250 for 2 weeks with $20M medical and $10K cancellation. For best for adventure activities like skiing in Alps, World Nomads is best because it covers 150+ adventure sports including skiing, hiking up to 6,000m and motorbike. For best for seniors over 65 travelling to Europe, Allianz and Cover-More are best with no upper age limit and cover for pre-existing conditions if declared. For best for frequent travellers, annual multi-trip policy from Allianz or Cover-More at $400 to $700 per year is cheaper than single trips. Key features you need for Europe are Schengen visa requirement of at least €30,000 medical cover and repatriation, unlimited medical recommended, cover for trip cancellation, baggage, and 24/7 emergency hotline. Always declare pre-existing conditions and compare on Compare the Market.
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