What is not covered by Allianz travel insurance?
Allianz Travel Insurance policies do not cover losses or expenses resulting from unlisted, non-covered reasons or general policy exclusions. Standard exclusions typically involve losses caused by declared or undeclared acts of war, military duties, civil unrest, participation in extreme high-risk sports, or self-harm and intoxication. Additionally, normal pregnancy and childbirth (outside of unexpected acute medical complications), pre-existing medical conditions that do not meet waiver criteria, and failure to meet proper destination entry requirements or visa documentation are not covered.
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