What is laid up cover insurance?

What is laid up cover insurance is cover for vehicle not being driven and stored off road, covering fire, theft, vandalism and weather but not driving, cheaper than comprehensive, also called laid up insurance, SORN insurance or storage insurance. Laid up cover insurance is for cars, motorcycles, classic cars, caravans and project cars that are off road for extended period, such as winter storage, restoration or not used for 3 to 12 months, costing $100 to $300 per year versus $800 to $1,500 full comprehensive, saving 70%. It covers fire including bushfire, theft and attempted theft, vandalism, storm, hail and flood while parked in garage or storage facility, but does not cover accidental damage while driving, third party liability or driving on road, so vehicle cannot be driven on public road, must be SORN in UK or unregistered or on private property in Australia, with some policies including transit cover for towing to events. For example, classic car $30K stored in garage for 6 months, laid up cover $150 per year covers theft and fire, versus comprehensive $1,200. In Australia, you still need CTP if registered. So laid up cover insurance is insurance for vehicle stored off road not driven, covering fire, theft and weather but not driving, costing $100 to $300 per year, ideal for stored and classic vehicles.