Business insurance policies are fully customizable, but standard packages typically include general liability protection against customer injuries or property damage claims, legal defense cost coverage, and protection for physical business assets like office equipment, inventory, and storefront structures. Depending on the specific endorsements added, it can also cover business interruption losses if operations are temporarily halted, employee injuries via workers' compensation, professional negligence claims, and cyberattack liabilities, shielding the company from catastrophic financial losses.
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