Comprehensive car insurance in Canada is an optional policy coverage tier that protects your own vehicle against damage caused by incidents other than traditional multi-vehicle collisions. This includes protection against theft, fire, vandalism, windshield and glass breakage, animal strikes (such as hitting a deer), falling tree branches, and severe weather events like hail, floods, or windstorms. While collision insurance covers crashes with other cars or objects, comprehensive insurance safeguards your vehicle against environmental and malicious hazards, usually carrying a selectable deductible amount.
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