CICA Life Insurance Company of America (often abbreviated or referred to in corporate contexts alongside its parent group holdings) is a specialized life insurance provider operating as a key subsidiary of Citizens, Inc. Headquartered in Austin, Texas, the company primarily focuses on issuing traditional whole life insurance policies, living-benefit financial products, and endowment plans tailored heavily toward international markets—particularly clients across Latin America and the Pacific Rim—as well as select domestic niche segments. Its financial products are structured to offer dollar-denominated savings growth, guaranteed cash values, and family protection benefits.